> For the complete documentation index, see [llms.txt](https://iflux-global.gitbook.io/iflux-global/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://iflux-global.gitbook.io/iflux-global/stablecoin-earning/how-it-works.md).

# How It Works

## Overview

iFlux Global Earning is a passive income feature that allows users to deposit supported stablecoins and earn rewards through a simple and flexible earning mechanism.

Unlike traditional staking or locked investment products, iFlux Global Earning is designed to provide users with:

* Stable and predictable returns
* Automatic earnings distribution
* Flexible asset management
* Simple participation process

Users can participate directly through their iFlux Global account without requiring technical knowledge, validator setup, or complex DeFi interactions.

## How Earning Works

### Step 1: Deposit Supported Assets

Users begin by depositing supported stablecoins into their iFlux Global account.

Currently supported assets include:

* USDT
* USDC

Once assets are available in the user balance, users can subscribe to an Earning plan directly from the Earning page.

### Step 2: Subscribe to an Earning Plan

Users select:

* The asset they want to deposit
* Deposit amount

After confirming the subscription, the assets will be allocated to the Earning program and begin generating rewards.

The system will display:

* Estimated APR
* Subscription amount
* Start date
* Maturity date
* Estimated rewards

## Reward Calculation

Rewards are calculated based on:

* Deposited amount
* Fixed APR
* Duration

Rewards are calculated proportionally using the following formula:

Reward = Deposit Amount x APR x (Duration / 360)

At the end of the participation period, users receive:

* Original principal
* Accumulated rewards

Example:

* Deposit Amount: 1,000 USDT
* APR: 12%
* Duration: 30 days

Estimated reward:

Reward = 1000 x 12% x (30 / 360) = 10 USDT

## Reward Distribution

Once the Earning order is successfully applied, rewards will be automatically distributed to the user’s account. 

The deposited principal will remain locked during the subscription period and will be automatically returned upon maturity.

Users can track:

* Total rewards earned
* Active subscriptions
* Subscription history
* Upcoming maturity dates

All reward records are available inside the Earning dashboard.

## Risk Management

iFlux Global implements multiple mechanisms to support platform sustainability and user protection, including:

* Internal liquidity management
* Asset allocation monitoring
* Risk control procedures
* Automated reward settlement systems

The platform continuously monitors operational conditions to maintain stable reward distribution.

## Notes

* APR may change depending on platform policy and market conditions.
* Supported assets may be updated over time.
* Users are responsible for complying with regulations in their local jurisdiction.
* iFlux Global reserves the right to adjust reward mechanisms when necessary for platform sustainability.