Terms and Conditions
Terms and Conditions for iFlux Global
Please read these terms and conditions carefully before using Our Service.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they are written in singular or plural.
Definitions
For the purposes of these Terms and Conditions:
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to iFlux Global
Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred to as "Terms") are the terms and conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
Website refers to iFlux Global, accessible from iflux.global
Interest means the indicated interest rate accrued in accordance with these Terms and subject to revision at any time.
Intellectual Property refers to all of the philosophical and industrial property rights, belonging to iFlux Global, including trademarks, service marks, logos, copyright and related rights, know-how, research, publications, agreements, trade and company names, etc.
Tokens means any tokens (such as cryptocurrencies, stablecoins, and tokenized assets), accepted by iFlux Global.
A cryptocurrency with a 1:1 value correlation to a particular fiat currency is known as a fiat-backed stablecoin.
The term You or Client refers to the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Installment refers to any Tokens installment plan that iFlux Global grants, as well as the total installment that the Client dues to iFlux Global until its full repayment, including the principal, the Interest, and any fees due to iFlux Global under this Agreement.
Withdrawal balance - it is the amount of topped Deposit plus Interest accrued and available for withdrawal.
Active Deposit - it is a Deposit that contains at least the Minimum amount of Tokens.
In the installment agreement at iFlux Global, one month is referred to as 30 days.
Acknowledgment
The following are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. All users' rights and responsibilities about using the Service are outlined in these Terms and Conditions.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.
You accept these Terms and Conditions by using the Service or by accessing it. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.
You are not a citizen or resident of a sanctioned country according to the up-to-date lists of the US Office of Foreign Assets Control (OFAC), the United Nations, the European Union and any EU Member State, the UK Treasury, etc.;
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures for the collection, use, and disclosure of Your personal information when You use the Application or the Website. It also tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
By entering into this Agreement, you acknowledge and confirm that you meet all the conditions set out above. If we subsequently ascertain that you have not met or do not meet any of these conditions anymore, we may suspend the provision of the iFlux Global services to you and not allow you to use the iFlux Global services.
You are aware that you are using the iFlux Global and the installment plan fully at your own risk.
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company.
The Company has no control over and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit.
Termination
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease immediately.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
"AS IS" and "AS AVAILABLE"
Disclaimer
The Service is provided to You "AS IS" and "AS AVAILABLE" and includes all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the Company's providers make any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
iFlux Global APR (Annual Percentage Rate), Upfront Payment, Repayment and Withdrawal.
iFlux Global will grant you an Installment in Tokens if you provide the required upfront Tokens with a minimum of 15% and a maximum of 85% of your installment asset by transferring them into the iFlux Global service (“Upfront Payment”). All such Tokens are indicated on the iFlux Global service and are subject to revision from time to time.
Token prices are updated continuously based on real-time market data provided by the integrated API of Binance. Our system ensures accurate and transparent pricing for all exchange activities. (Token prices will be shown with a maximum of eight decimal places after being rounded).
An Interest shall commence accruing as of the start date of the Installment Contract (“Start Date”), at the rate determined at the time the Installment Contract is granted and indicated on the iFlux Global service.
A default Installment contract has 10 payment terms. The frequency of interest payments and claim tokens will vary based on the duration of your installment purchase:
Duration
Interest payment/token claim frequency
10 days
1 day/time
1 month
3 days/time
2 months
6 days/time
3 months
9 days/time
6 months
18 days/time
12 months
36 days/time
The annual interest rate depends on the upfront deposit that you've made while applying for an installment contract and may vary due to the market conditions.
You are not allowed to create installment contracts that result in a fully offsetting position.
The total balance in the account (in USDT) must always exceed the total upfront value of all active installment contracts (also in USDT, fluctuating based on the market price of the upfront payment token).
You will not be able to start a new installment contract if this balance requirement is not fulfilled.
If significant market fluctuations cause the account balance to fall below the total upfront value, You must either:
Deposit additional funds into the account, or
Wait for market adjustments to restore compliance.
If the balance requirement is not met, all affected installment contracts will be put on hold (pending status), restricting any payments or token claims. Penalties will be applied per standard policies.
If the account balance remains insufficient for 2 consecutive hours, all installment contracts will be automatically closed.
The contract liquidation fee will be applied as outlined in the Contract Liquidation policy.
There will be a set penalty fee of 7% if a contract is liquidated before the user has finished the first installment.
You are responsible for payment when the installment is due.
You are not allowed to pay off installments early. You can only make payments and claim tokens for your account when the contractually agreed upon payment term arrives.
After 12 hours from the time you pay for Upfront Payment, the first amount of tokens will be unlocked, and you can claim them to your account instantly.
The interest payment starts at 0:00 on the day the payment is due. The system calculates timezone defaults to GMT+0 (UTC).
A late payment penalty will be applied, and the interest payment period will be considered expired if the user does not make payment within 24 hours.
As soon as you settle the entire remaining payment and interest, the installment contract will terminate.
If you fail to fulfill your payment obligations on time, iFlux Global reserves the right to impose the following penalties:
1 day late: Penalty 1% of the entire amount of the installment plan, and deduct 1% of the total installment amount from the upfront payment.
2 days late: The contract becomes subject to late payment status and the amount owed for that period is deducted from the upfront payment amount.
To guarantee that the installment payment plan remains unchanged, you must pay any current penalties in full at the time of contract restoration.
If you don't make your payments, the installment payment plan will be fully liquidated, and these penalty rules will continue to apply until the upfront payment amount is zero.
In the event that the user fails to make payments by the final payment term, the system will automatically liquidate the contract after notifying the user for a further 15 days.
iFlux Global may provide discounts on the installment contract or any part thereof, such as the principal or the Interest, at any time, under conditions it finds appropriate.
The rate of the upfront payment is compared every second with the currency rate of the liquidity partner which provides trading pairs for this currency.
iFlux Global utilizes thorough market analysis to adjust interest rates based on current conditions. Rates for new installment contracts can be regularly adjusted to reflect market shifts. The agreed-upon installment interest rate is fixed at the signing of the contract and does not change during the term for installment purchase agreements.
Current information on the interest rates for new installment contracts is displayed on the main page of the service – iflux.global while selecting installment terms.
You are allowed to transfer installment contracts to other users by using your iFlux Global Account ID. For an installment contract, the number of transfers is unlimited.
The recipient will receive notification of the transferred installment contract. The transfer will be considered successful only when the recipient agrees to accept it.
The contract transfer request is effective for 15 minutes.
When the contract transfer request is awaiting confirmation, your actions on a contract will be temporarily suspended. They will resume normally if the recipient rejects the transferred contract or requests to transfer the contract expire.
The following installment contracts cannot be transferred:
Installment contracts with penalties for late payments.
Terminated installment contracts.
You have the ability to transfer an unlimited number of installment contracts.
Once the installment contract has been approved, you may transfer it at any time, provided it hasn't been terminated and isn't subject to the non-transferable terms listed in Article 20.
The recipient will be the owner of all unclaimed tokens in the installment contract after it has been transferred.
There are no fees associated with users transferring installment contracts. If the service fees change, iFlux Global will update the details of these Terms of Service.
iFlux Global offers a daily interest feature that allows you to earn interest based on the average balance in your wallet.
a. The default applicable interest rate is 18% APR. The interest earned will be converted to its USDT equivalent at the time of calculation.
b. The average balance in the wallet is determined as the arithmetic mean of all recorded balances throughout the day.
c. At the end of each day, interest will be automatically credited to your account.
d. The interest rate may change based on iFlux Global policies. Users will be informed of any changes in advance.
Disputes Resolution
If You have any concerns or disputes about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
Severability and Waiver
Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Waiver
Except as provided herein, the failure to exercise a right or to require the performance of an obligation under this Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.
Translation Interpretation
These Terms and Conditions may have been translated if We have made them available to You through our Service. You agree that the original English text shall prevail in the case of a dispute.
Changes to These Terms and Conditions
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.
Contact Us
If you have any questions about these Terms and Conditions, You can contact us:
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